Read to the end and you will be able to cash any checks with a minimum commission within just 5 days!

This is my first check from Google. Before this, I had not received, much less cashed, any personal checks at all, and I did not know how to do this, much less profitably, until today. But over time, every person becomes wiser. It was not for nothing that in the old days people of advanced age were called sages. The longer you live, the wiser you become!)) Well, okay, I got distracted. Let's get back to the issue of check cashing.

My website has advertising from Google. Amount in $101 , I made money in about 10 months, but not quickly. But I haven’t been developing that site for a long time, I don’t write articles there, traffic remains at the level of 500-600 unique visitors per day and the topic is very narrow. Therefore, I think the result is more than worthy!

When my Google Adsense balance was replenished with just over $100, the company automatically sent a personal check to my email address, which I registered with Adsense. And she notified me about this by email, saying a letter with a check was sent to your address. Here's the check itself:

I was not experienced and did not know that now there is a completely different way to withdraw money from Adsense through an online service to your e-wallet. This takes much less time and the percentage of cashing out the money earned is much more profitable. By the way, I wrote about this in my article “”.

But there is nothing to do. The check has arrived, it’s time to start the process of receiving “live” or electronic money.) I assumed that checks of this kind could be cashed by the bank. I went to my favorite SberBank and asked the girl operator:

- Hello! Tell me, please, do you cash personal checks for collection issued by a foreign bank? ... 10 second pause... (Uh-uh-uh, uh-uh-uh-, wa-wa, ah-ah-ah-….)

- What, what, excuse me: that’s all she could squeeze out.

I repeated my question, to which 10 minutes later, after long calls and conversations with the boss, I received the answer “NO”!!! To tell the truth, I didn’t expect anything else, so I wasn’t too upset.

Arriving home, I began calling all the major banks in the city of Ryazan and asking if they could cash a personal check issued by a foreign bank for collection.

In our city, the only such bank was VTB 24. Perhaps also PrioBank, but I could not find out complete information there. VTB 24 Bank charges $30 for cashing a check + another 1% for directly receiving money from the amount you receive. Yes, a merciless price!

In addition, they send all the data to Moscow, and the girl didn’t tell me when this will happen again on the phone. Cashing out $101 to get $70 is not profitable at all. In addition, it takes up to 1 month to verify a check and about 2-3 months to credit funds to the bank account. This is just TRASH!!! And I began to look for other ways.

After searching the Internet, I found a wonderful service called ePayService. This is a serious company that you can trust. The head office of which is located in America. In Russia, the representative office is located in St. Petersburg. In general, you will find reviews about the service on the Internet. The company provides a fairly wide range of services to both individuals and legal entities; read all the details on the official website epayservices.com.

The service cashes not only Google AdSense checks, but also Amazon, Commission Junction and many others. In addition, the tariffs are the most symbolic, in my opinion. Using the services of this company, I cashed out my legally required money within 5 days.)) But first things first.

Registration on the ePayServices website

Go to the website http://epayservices.com. Select the language – Russian (RU). Now we need to register on the site. Click on the button "Registration"(top left). Further « Newuserregistration". We fill in all fields with our real data, always in English letters.

1. Choose "Personal Account".
2. Mobile phone– field for entering your phone number. You must enter your cell phone number (without the “+” sign, for example, 79801001100), because In the future, you will receive a code to access your account on the service website.
3. Login– come up with a login for your account. (Chueshov-Roman)
4. Email- Your email address. I entered my email registered on the Google website. ( [email protected])
5. First Name– field for entering your name. (Roman)
6. Last Name– field for entering your last name. (Chueshov)
7. Date of birth– your date of birth. (1981-10-11)
8. Skype/ICQ/Jabber– your Internet contacts. I was writing on Skype.
9. Country– select the country from the drop-down list (Russian Federation)
10. Country of residence- Country of Residence. Substituted automatically after selecting a country. (Russian Federation).
11. Street– street and house according to registration, (29 Uritsky).
12. Apt- apartment number.
13. City– city of registration. (Ryazan).
14. Zip code– post office code (390000).

After filling out all the fields, do not forget to check the box "I agree" and press the big button « Register".

Within 1 minute, you will receive an email with your login details to your personal account. Follow the link in the letter.
In the browser window that opens, enter your username and password and click the button "Sign In". Within a few seconds you will receive a code on your phone, which you must enter in the appropriate field and press the button. "Verify". You are in your account. Congratulations!

P.S. If you suddenly don’t receive a verification code on your phone, this often happens, don’t despair. I just close the service tab and open it again after 2-3 minutes. I make a code request and it usually comes.

Verification process

Go to the main menu item "Documentation". Here we upload the following documents:

• A civil passport, with all the pages and even blank ones.
• International passport, if available. I had an expired one. Just in case, I sent 1 page with a photo.
• Address confirmation. Here I took a photo of a gas payment receipt for January 2016. In principle, you can send any payment. The main thing is that your last name and registration address are not indicated there.
• Driver's license on both sides.

I took photographs with a digital camera of all the required documents in a resolution of 16 Mpx, cropped the palate and edited it in Photoshop to make it smaller in size and sent it to the service administration for review by clicking on "Download".

Within an hour and a half, I received an email about the successful verification procedure and about assigning me a personal account in the system. Hooray!!!

Once again, follow the link in the letter, and by entering your login and password, you will be taken to your personal account. In field "Refill" go to the tab "iCheck".
A window will open before us, "Expedited check cashing". Here we read all the information very carefully, go down and see two buttons where you need to add scans of your Google AdSense receipt.

When scanning receipts, make sure you do so as required by the service. Just taking a photo and sending it won’t work!!! I'll tell you how I did it.

Before scanning the receipt, you must write on the back side For the credit to MTACC Inc. ROMAN CHUYESHOV and put your signature, as in your passport.

After photographing both sides, I opened them in Photoshop and edited them according to the requirements specified here (https://online.epayservices.com/icheck/good). Then I uploaded it to the server separately Front side And Werewolf by clicking on the corresponding buttons "Choose File". When finished, press "Add". The status of adding documents will immediately appear below.

Within 1 hour, scans of the receipt are checked and the status changes to "Accepted", if everything was done correctly. In the “Date of crediting” field, the date appears when funds will be credited to your system balance, taking into account the epayservice commission equal to. My commission was 3.5% of the amount indicated on the check. I had money in my account within 5 days.

There's just a little bit left to do. Transfer funds from the system balance to your Webmoney wallet.

Withdrawing money from ePayService to your Webmoney wallet

On the main page go to the section "Withdrawal" — « WebMoneyZ". Of course, you must first register a WM dollar wallet.

I would like to note that the transfer commission, according to the system, is only 1%.

Fill in all the fields: wallet number Z, amount you want to withdraw. In the payment details field I wrote: “Cash a Google Adsense check.”, and click the button "Send". We enter the verification code received on the phone and a window opens in front of us - “Application has been created!”

That's all! Now we are waiting for money in our wallet.

Google AdSense is a contextual advertising service from Google, and checks with which it pays are considered one of the most desirable and in demand payment methods for most webmasters.

Suppose you created your website, promoted it well, achieved high traffic, placed Google ads on it and started counting your money. Everything seems to be going well, but as it turns out later, this is all just the beginning.

Sooner or later, depending on your income from contextual advertising, you will begin to wonder whether how to withdraw money from Google Adsense, go online and it’s good if you immediately come across this note.

You can’t even imagine how much time I had to spend studying all possible payment methods and how much information I had to process.

There really aren’t that many main options for earning income from Adsense.

Payment Methods:

• Bank transfer

No, so what? Among my friends, there are even those who opened foreign currency accounts in a bank specifically for Google Adsense, received transfers to them, and this money was immediately put into their deposit, on which they were accrued interest. Interesting scheme, isn't it?

However, most webmasters, like me, do not have a foreign currency bank account, so they have to look for alternative ways. That’s when the search for options begins, like how and where can I cash out?

Many people probably think this is just ordinary bank check– took it and exchanged it at the bank for real money. What's so complicated about that? But in fact, a check from Google AdSense is personal and, moreover, it can only be cashed in those banks that accept checks for collection.

As far as I know, in Ukraine such banks include Privatbank and VTB 24 Bank, and in Russia things are even simpler. In Russia, in order to cash a check from Google AdSense, you just need to use the electronic payment system "Rapida" and forget about the headache.

Yes, but what to do if you live neither in Ukraine nor in Russia?
What to do if you live, for example, in Belarus?

How to cash a check from Google AdSense in Belarus?

This method of cashing checks through a bank actually has a lot of unpleasant aspects that I think are worth talking about.

1. Not all banks work with collection checks.
2. The procedure for cashing a check through a bank takes quite a long time - from 2 to 6 months.
3. High bank commission.

Belinvestbank charges a one-time commission of 2% of the amount indicated on the check. At the same time, the minimum commission is $15, which will be quite a significant amount for checks that vary somewhere around the minimum threshold for payment in AdSense - 100$ .

Another unpleasant moment is that the commission must be paid immediately - when the check is accepted at the bank, and this money will not be returned to you, even if for some reason the check cannot be cashed.

Now you probably have a question, for what reasons might a check not be cashed?
Looking ahead, I answer - yes, if only because its validity period has expired.

Google AdSense receipts are valid for 6 months from the date of signing. Then you wait until it comes to you by mail, it’s good if you immediately go to the bank with it, it is accepted, processed, sent back to America, there it is verified, confirmed and sent back to your bank.

As you can see, the road is not close, and depending on the activity of bank employees and the length of the “first-come-first-serve” line, this procedure may take more than one month. And I wouldn’t be so sure if I hadn’t gone through all this myself.

4. And, of course, the tax office.

I think this is one of the most exciting questions for a webmaster.
What about taxes?

Alas, when cashing checks through banks, you will have to pay taxes, because in this case you are in full view. Well, or if you don’t pay taxes, then pay fines later! Imagine my surprise when, almost a year after cashing the check from Google AdSense, I came to the tax office, and they told me by name and surname what, what, when, where and how much!

In general, when withdrawing money through a bank, be prepared to appear at the tax office at least once a year, fill out a declaration and pay it to the state treasury 12% from your earnings. These are the harsh realities of our country!

If you calculate it like that, then it will be difficult to call it all earnings. Suppose you received a check for $100, then you paid $15 to the bank for accepting the check for collection, and paid 12% of the amount indicated on the check to the tax “fund.”

As a result, instead of 100 green dollars, you get about 73 bucks “clean”, which in the current conditions can only be withdrawn from the bank in Belarusian rubles. Agree, losing almost 30 percent of your earnings out of the blue is far from the most pleasant prospect, however, this option also has a right to life.

Cashing a check from Google AdSense via ePayService

The ePayService payment system allows you to cash checks from Google Adsense directly via the Internet and is available to residents of any country, including Russia, Ukraine and Belarus.

In fact, this service has many advantages - there is only one drawback.

The main disadvantage of ePayService is that all of its functionality becomes available only after verifying your account, i.e. after sending and checking scans of your passport.

The procedure is incredibly simple, and immediately after verification you receive the ability to cash checks by downloading scanned copies of them, without sending the check itself to them - this service is called iCheck, and the commission for it is only 3.75% . Not 30% as if you did it through a bank!

Everything is elementary! I registered, scanned my receipt, uploaded it through the form on the website, waited a couple of days and received my money! Next, do whatever you want with them - withdraw to Webmoney, send to MasterCard, or receive in any other available way.

Personally, I liked that ePayService works with Webmoney. I liked that they work with money transfers and I liked that they issue their own plastic cards, with quite favorable conditions.

Well, that's probably all. I hope that after reading this material, you were able to understand which cashing method is best for you and how to cash a Google AdSense check at the lowest cost.

I plan to write soon detailed instructions on registration on the service, on correctly filling out the check, scanning it and cashing it using ePayService.com.

Good luck to everyone and, of course, big earnings.

Updated by webmaster 26.12.2013 21:59

The question of what to do with an Adsense receipt is asked by every webmaster. See an overview of google adsense check cashing options, as well as cancellation as an alternative.

You will receive a personalized google adsense check to the address you specified in your account. Therefore, it is important to write the correct postal address. Apparently those who write that they did not receive this security by mail from Google made mistakes at the very beginning.

So, a check from Adsense arrived by letter to your home.

The first way to get money is to give it to the bank for collection.

Call your banks and ask if they accept personal checks for collection. Don't ask the operator, go straight ahead. Basically, it is a rare bank that will take it. Many people claim that Sberbank will accept it 100%. But it will take a long time and the commission will not be very small. Why? Because this is an intermediary banking operation. First, the bank will receive this amount from the sender's foreign bank, then only give you cash.

The second way to cash an Adsense check is through the Epayservices.com service.

This service is an electronic wallet for webmasters. When registering, please provide your real details. Verification via phone is instant, then after a couple of days you will receive an answer about the result of the verification: confirmation or refusal.

Once your account is activated, you can cash your personal check through this service.

To do this, follow the link iChekNew. We follow all instructions very carefully. You will need to write on the back of the check “For the credit to MTACC Inc. Your first and last name”, then scan it according to the rules of the system. After that, upload the scans to the website and, after confirmation of acceptance of the pictures, send the originals by mail.

When scanning, be sure to look at the samples and do exactly that.

From user questions and answers:

Question. Do I need to cut the receipt myself along the fold line (along the green line)?

Answer. When I brought my check to the bank, they told me no, they accepted the entire sheet with my mailing address (A4). I just signed on the back side in the window and that’s it.

The third option for cashing a received check is to cancel it in your AdSense account.

In this case, the money will be returned to your AdSense account and can be withdrawn via Rapid. In order to cancel a check that has already been received, you need to follow the link

https://support.google.com/adsense/contact/request_reissue_received

and request that the check be re-issued, indicating the reason for the change in payment method. But using this method, I read a lot of complaints that the money never appeared in the account. Everyone decides for themselves, but you can follow the advice and withdraw money through the Epayservices.com service. This method is considered more reliable.

If you ordered a second check (in this case the previous one is cancelled), then first set up everything related to the rapid check.

The fourth option for withdrawing money is through rapid transfer (postal transfer, to a WebMoney wallet or any other).

Registration in Rapid takes even longer, about a week. First, you must provide accurate information. Secondly, in order to be able to withdraw money, you must go through the personalization procedure. To do this, fill out and print the notice for postal transfer and send it to the physical address of the rapid. And also, scans of your passport and receipt to the specified e-mail. After your passport details are checked, you will create a template for transfers.

How to create templates in Rapid for postal transfers.

We go the following way:

Templates - Lists of templates - Create a template (on the right) - Payment for services - service search form, enter "mail" - Mail-Money transfer with notification to the recipient - create and save a template - template number (template ID) and write in your Google Adsense account.

How to create a template in Rapid for transfer to a bank card.

Let's go like this:

Lists of templates - Create a template - Banks and transfers - Payments using free details - create and save a template - write the template number (identifier) ​​in your AdSense account when making a payment through Rapida.

I described the most popular and working methods of withdrawing money from Google Adsense contextual advertising. All detailed instructions are in each service, just be careful and follow them. I wish everyone only high incomes!

Left Ksenia (not verified) Wed, 06/01/2016 - 19:58

Congratulate me! At the end

Congratulate me! At the end of April this year, I cashed a personal check through this service online.epayservices.com Follow this link and register with confidence. And now everything is in order. Somewhere at the end of March, a check arrived from an American company. I was prepared in advance for the fact that it would be problematic to cash out at banks, and they charge high interest rates. Therefore, this service was already at hand. I registered there. The passport photo (all pages) was checked literally within 24 hours and registered. Then I scanned the receipt, as described in their rules, and uploaded the document to this site. They checked it about 2 days later and wrote that the scan was accepted. After that, I sent the original check to the office in Kyiv (the address is also indicated on the website, there is an office in St. Petersburg - whichever is closer to whom). I was a little confused - I sent it by regular letter. So, living in Kyiv and sending a letter to Kiev, I understand that it took about 2 weeks :) Therefore, there was a slight delay. As soon as the letter reached the Kiev office, the money was credited to my personal internal account in this service - minus the commission. The check was for approximately $50. As a result, the account ended up with about 48.5 dollars. So the commission really turned out to be 3.75% - for the iCheck service. This was an option for expedited check cashing. Then I also read that it was possible to cash out with a commission of 2.5% - it would just take a little longer. Next time I'll cash out for 2.5%. Then I withdrew the money to a WebMoney dollar account. Everything also came quite quickly. Now I trust this service 100 percent. There is also an affiliate program there. So I invite you :)

The main questions that Google Adsense check owners have are: where to cash a Google Adsense check, which bank to go to, what commission to pay to the bank and how long you will have to wait to receive the money. There are several ways to cash Adsense checks: through a bank, through an online bank, or using special services on the Internet. Let's consider each of the methods.

How to Cash a Google Adsense Check

The first way to cash a Google Adsense check is through a bank. Let's get straight to the concepts you need to know when cashing a Google Adsense check through a bank. A Google Adsense check is registered, and the intermediary banking operation for settlements between the payer and the recipient with the subsequent crediting of funds to the recipient's account is called collection. You need to know this to avoid long explanations with bank employees when you look for banks that accept personal checks. When calling banks, ask if they accept personal checks issued by a foreign bank for collection. If accepted, under what conditions? The fact is that in order to cash a check you will have to pay a commission to the bank for collection, make a deposit, and some banks also require you to pay a commission from the correspondent bank. You need to find the most profitable cashing option, take your passport, check and go to the bank. The cash out operation lasts up to two months.

The second way to cash a Google Adsense check is through an online bank. You must have an account open at the bank. You scan the check on both sides, download it, indicate the account number, send the check by registered mail and wait. The cost of such an operation will be more expensive.

The third way to cash a Google Adsense check is via the Internet using a service such as ePayService. This is by far the most popular and fastest way to cash Adsense checks. First, send a scan of the check for verification, and after a few days, if everything is fine, send the check. Withdraw money to Webmoney.

How to refuse a Google Adsense receipt

It may happen that you specified the wrong payment method in your Google Adsense account settings or did not suspend payments on time and they sent you a check. Perhaps you have nowhere to cash a check or you don’t want to cash a Google Adsense check because of the banks’ extortionate interest rates. In any case, you have every right to refuse the check. How to do it?

Adsense provides the following explanations on this matter:

• If you have not received your check within 2 months after it was issued, you can request that your payment be resent.
• If you do not cash your check within 12 months, your earnings will be returned to your Adsense account. In this case, payments will be suspended. To resume payments, you will need to contact support from the "Payments" page and indicate the reason why you did not receive the money.
• If a check is received but not cleared, you can request that the payment be resent.
• If the check has been received and 60 days have passed since the check was issued, you can request a resend directly from your Adsense account. To find out the date the check was issued, go to the Payments page and find the issued payment.
• If less than 60 days have passed since you received your check, please contact us here: https://support.google.com/adsense/contact/request_reissue_received

Based on all of the above, the conclusion is this. If you don't want to bother with the check, request that the payment be resent. A couple of weeks after submitting your request, your money will be returned to your account. Just remember to set the payment method correctly in the payment settings (payment method: Rapida) so that the returned funds do not turn into a check again. How in .

When you start working with Google Adsense contextual advertising, the question arises of how to get money.
If the Google account owner is an individual, then the affiliate reward is paid by personal check. Anyway. We leave this for later and work.

Cheers cheers! We worked successfully, waited, and now we have a check from Google in our hands...

Firstly (it is advisable that the expiration date be more than 2 months).
If you didn’t make it or didn’t receive the check on time, don’t despair, you can request a re-send.
The check did not reach me the first time. I wrote through support - they returned the money from that check and resent it.
Of course, it takes all the time... But I don’t count on AdSense for instant earnings and money.

How to cash a Google AdSense check?

There are two ways:

1. Through the bank.
2. Through check cashing offices/Internet banks.

Cash a Google AdSense check through your bank

This service is called “collection” of a registered check from a foreign bank.
I called large banks in Chelyabinsk and did not find acceptable conditions (most simply do not accept).
I don’t know what the situation will be at the time of reading this post, but I decided not to contact the banks, but...

Cash a check through a third party

After some digging on the Internet I chose ePayService, I didn’t find any real alternatives :)

Commission for cashing checks from Google - 2.5%
The check amount will be transferred to the EPS Online Internet bank account, then you can request a transfer to another payment system (or bank transfer, if you still want to hold green pieces of paper in your hands :)).
For example, Commission for withdrawal to WMZ is 0.8%
Or you can try to use this same Internet account to pay for services.

Total costs: transfer of a check to an online account + transfer to WMZ = 3.3% + postage, it turns out to be quite profitable.

So, on the website http://www.epayservice.ru you can register
Fill out the form (have your passport ready)
From step 5 onwards, quite a lot of marketing information is collected. It was a little stressful.
After submitting the form, you must confirm the creation of an account within a couple of days.
I was pleased with the message about activation the very next night :)

On the page Details for receiving checks we read:
---
Checks made out to your name.

Checks that you write out in your name, when received at your home address, must be signed (endorsed) as follows: on the back of the check, where it says ENDORSE HERE, you must write in clear and legible handwriting For the credit to MTACC Inc and put your signature as in your passport. Next, you must redirect these checks for cashing to our main office at:

or, if it is more convenient for you, redirect them to our representative office in St. Petersburg at the address:

Payment system ePayService
197374, St. Petersburg, st. Savushkina 83, building 3, letter A, office 204.
Business center "Antares"

If you send checks to the representative office in St. Petersburg by regular mail, we highly recommend sending registered letters with return receipt requested. Such letters will be delivered to us at least 2 times faster than regular ones.

Also, at the representative office in St. Petersburg, you can personally hand over checks for cashing. Clients are received at any time from Monday to Friday from 12 to 20 hours.
---

The standard withdrawal period is UP TO 20 days.
But in addition, you can send a scan of the receipt, then the funds will be transferred immediately upon receipt of the original! This service is called iCheck (see in your personal account).
iCheck currently only accepts checks in US dollars from US banks. Those. Google checks are fine :)

I also sent a scan of what was signed in advance and 15 minutes later there was a message:
The check scan has been accepted. Original receipt awaited

After this message I calmly went to the post office.

12 days have passed from the moment of sending by mail to the moment of receiving an SMS about the receipt of funds in the account(maybe the post office is to blame, but still faster than standard deadlines). The fee for cashing a check was 2.5%. The usual withdrawal in Webmoney is at 12 o'clock on weekdays, commission 0.8%.

As of May 17, they launched a new cash-out rate - 2%, min $8. Consider what is more profitable for you.

P.S. There are actually quite a lot of different exchangers/payment systems.
But before you use any, be sure to read the reviews, because... scammers do not sleep.