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Sample business plan from scratch. Ready-made business plans for small businesses with calculations |
Hello, dear readers of the online magazine about money “RichPro.ru”! This article will talk about how to write a business plan. This publication is a direct instruction to action that will allow you to turn a raw business idea into a confident step-by-step plan for implementing a clear task. We'll consider:
To conclude the topic, we will show the main mistakes of novice entrepreneurs. There will be a lot of arguments in favor of creating quality And thoughtful business plan that will bring your idea to fruition and success things in the future.
In addition, we will answer the most frequently asked questions and clarify why not everyone writes a business plan, if it is so necessary. So, let's start in order! The structure of a business plan and the content of its main sections - a step-by-step guide to its preparation 7. Conclusion + video on the topic 🎥For every entrepreneur who wants to develop himself and develop his business, a business plan is very important. He performs many important functions that no other person can do differently. With its help, you can secure financial support and open and develop your business much earlier than you can raise a significant amount for the business.
In addition, even before the establishment opens, you see what awaits you. What risks are possible, what solution algorithms will be relevant in a given situation. This is not only favorable information for the investor, but also a necessary plan if you get into trouble yourself. In the end, if the risk calculation turns out to be too daunting, you can slightly redo it, transform the general idea in order to reduce them. Creating a Good Business Plan is an excellent solution for searching for investment and developing your own action algorithms even in the most difficult situations, of which there are more than enough in business.
The ideal option would be to study all aspects yourself. To do this, it is not enough to sit and read the relevant literature. It is worth changing your social circle, turning to courses and trainings, finding specialists for consultation on certain issues. This is the only way really figure it out in the situation and dispel all your doubts and misconceptions. A business plan is worth writing for many reasons, but home- this is a clear algorithm of actions by which you can quickly get from point A(your current situation, full of hopes and fears) to point B(in which you will already be the owner of your own successful business that generates stable and regular income). This is the first step towards achieving your dreams and secure middle class status. If you have any questions, you may find answers to them in the video: “How to draw up a business plan (for yourself and investors).”
That's all for us. We wish everyone good luck in their business! We will also be grateful for your comments on this article, share your opinions, ask questions on the topic of publication. The basis of any business is a ready-made business plan. It helps to avoid many mistakes when creating and developing a company, allows you to convince investors of the advisability of investing money, and assists in obtaining the necessary loans from banking institutions. Such a document contains detailed calculations of the profitability of the future organization, the payback period of the project, and the risks to which the company is exposed. You can create a business plan yourself, spending time and money. However, most modern entrepreneurs prefer to use ready-made financial products containing high-quality and useful information. Why? Main functions of a business planThis document is the most important tool for the company, allowing it to select promising areas and determine how to implement them. It is a guide for execution and control, helping to manage the business. A well-drafted financial solution with detailed calculations performs several functions:
As a result, the business plan provides the opportunity to analyze, position, comprehensively assess and control the future activities of the company, implement marketing courses, and develop personnel policies. What advantages do ready-made documents have? What are the benefits of purchasing a business plan from a company that develops and compiles business plans for different areas of business? AdvantagesA business plan is the business card of an organization. By using a ready-made solution made by qualified specialists, the future businessman saves time and money that would have to be spent on independently carrying out the activities, analyzes and calculations necessary to draw up this document. Moreover, such research is not a guarantee of a successful start to the project. Among the advantages of using a full-fledged financial solution performed by professionals, it is worth noting:
High-quality business plans are drawn up by an experienced team of specialists with extensive experience in a wide variety of fields. All materials are adapted for use in the Russian economy in the current situation. The documents contain all the necessary calculations: calculation of payback, economic efficiency, profitability and other equally significant indicators. Applications presented in tabular form will help you independently determine the required values. For example, calculate the need for money for the purchase of specialized equipment until the period of time when these costs begin to pay off. Features of useA ready-made business plan is not only an opportunity to find an idea with calculations and recommendations for a wide variety of areas, but also advice on the main aspects of starting your own business. In this case, we are talking about the most popular questions of novice entrepreneurs. What form of ownership to choose for the organization. What to consider when hiring specialists. Which taxation system should you prefer? Today, many specialized organizations offer to purchase full-fledged ready-made business plans. Moreover, prices vary significantly. How to choose a provider of such a solution? In this case, it is necessary that the proposed business plan contains not only general information, but also detailed calculations for all main areas of activity of the future enterprise. Competent suppliers of ready-made business plans calculate expenses such as, for example, the cost of social contributions for employees, tax optimization, and transfers of taxes and fees to the state. The more complete the business plan, the more effective and efficient the activities of the future entrepreneur will be. You should not skimp on purchasing this document. After all, he is the main assistant in conducting market analysis. It is he who summarizes the analysis of opportunities for starting or expanding a business in modern conditions and contains a structured description of all areas of activity of the future company. By purchasing a business plan, an entrepreneur receives not only a comprehensive analysis of the main problems that he may encounter when organizing his activities, but also ways to solve them. The benefits of using a ready-made document are obvious! Where to download a ready-made business plan with calculationsYou can choose the solution that suits you among a large number of directions offered by our partner Biplane ( Good planning is the basis for the successful operation of any enterprise, and small projects are no exception. Having in hand a business plan that has been drawn up competently, where all the components of success are presented and all the main risks are taken into account, with due diligence you can definitely count on a good return from the activities of a small company. Let's look at the procedure for developing this document and consider an example of a business plan for a small business. A Good Business Plan for a Small Business: Key PointsA business plan for a small company, like any other, should include:
The main difference between a plan for a small business is that when drawing it up, you need to take into account much fewer points than when developing planning documentation for a large company. Therefore, the documents themselves are compiled simpler and have less volume.
However, in any case, the matter must be approached with all seriousness, because a mistake can be costly. If there are one or more errors in the plan, this may prevent the company from turning a profit. The procedure for developing a business plan for a small enterpriseThe plan needs to consistently record seven main points.
How to write a business plan correctly?To create a plan, you first need to answer a few basic questions.
In order for planning to be carried out at the proper level, you must have some experience in running a business and understand how to properly organize financial flows.
If you do not have enough knowledge for this, it is better to seek help from those who do have it, or buy a ready-made plan and redo it. Small Business Business Plan ExampleLet's look at the business plan for a fitness bar in an abbreviated form. 1. SummaryThe Fitnessbar company operates in the catering market. Sales volumes of goods in this place in the first year should reach 15,000,000 rubles, and profit - 1,300,000 rubles. To do this you will need to invest 5,000,000 rubles. The enterprise will expand in the future. To solve this problem, additional investments will be attracted, and profits will also be spent on expansion. 1.1. Goals
1.2. Company missionWe strive to ensure that visitors enjoy their stay in our bar and become our regular customers and want our establishment to become the most popular fitness bar in the city of N. We are working to improve comfort and create conditions for relaxation in the Fitness Bar. To do this, we are improving the quality of service, organizing broadcasts of matches and sports programs, and creating an atmosphere of unity and friendliness. 1.3. Keys to Success
1.4. Possible risks
Children's products never lose popularity, and many mothers prefer to order products online. At this link you will find a sample business plan for an online children's clothing store. 2. About the companyThe company's concept includes:
2.1. OwnersThe owner of the company is Ivan Ivanov, the company is his sole property. 2.2. Company historyThe Fitnessbar company was founded in 2014. Every year, Fitnessbar increases sales and expands the circle of its customers. Table 1. Development costs3. Services providedThe establishment is a fitness bar where visitors have the opportunity to dine, watch broadcasts of matches and other sports programs and meet friends, as well as make new acquaintances. The range includes three services:
3.1. TechnologyPlasma screens are used for broadcasting. 4. Market descriptionThe market is very promising, since the number of people interested in fitness is growing every year. The popularity of fitness bars is also growing year by year, and this trend will continue for many years to come. 4.1. Market segmentationThe market consists of three main segments:
4.2. Market StateCompetition in the market is low, which opens up wide opportunities for development. In the city of N there are only 3 competitive establishments per 100,000 people, which do not satisfy the demand that is growing every year. 5. Strategy and its implementationThe company's strategy is to meet the needs of fitness enthusiasts, people who pay great attention to healthy eating and sports fans. 5.1. Competitive advantageThe main competitive advantage is the high quality of food and service and a special approach to serving customers from all three market segments. 5.2. Marketing strategyThe Fitnessbar company is positioned as follows: a highly specialized establishment that provides visitors with three services. This includes food, retail sales of sports nutrition and sports supplies. Cost priceInformation on the cost of goods and services provided is given in Table 2. Table 3. Sales plan6. ManagementThe company has 6 employees. The company is managed by its owner, Ivan Ivanov. Workers perform three main functions:
Table 4. Staffing table 7. Financial plan
Table 4. Planned balance
7.1. Profit and loss forecastIt is expected that the company's profits will grow steadily due to the expansion of the number of clients and the opening of new establishments in addition to the existing one.In the next three years, revenues should triple. This is what a business plan for a small enterprise looks like in general. A properly drawn up plan is the basis for the success of any company. In addition, this important document is necessary in order to attract investors. All persons interested in investing money in a small business will see the full picture after familiarizing themselves with it. Such a plan is necessary in order to show investors the prospects for business development and let them understand what kind of return they can expect from their investments. Video on the topic
Business plan for small businesses: 4 main sections of the document + 2 specific examples of business plans. Small business business plan– a document that is the basis of any business. It performs several important functions:
Do you have a desire to create your own business, but are unable to plan and formalize your idea properly? In the article you will see an overview of the main sections of a standard business plan for a small business. Use the structure below as a template. For a better understanding of the material, below are 2 ready-made business plans for implementing various ideas for small businesses. Don’t put off implementing your idea until the mythical “later”: in 90% of cases, the “right moment” never comes. Grab a piece of paper and a pen and start sketching out your plan right now. What is a small business?Small business is one of the types of entrepreneurship. This format provides that the number of employees will not exceed 100 people, and annual revenue will not exceed 800 million rubles. For a beginning entrepreneur without a serious material (financial) base and experience, opening a small business is the only opportunity to “get on his feet.” A feature of this format is quick payback + comparative simplicity in implementing the organizational plan. The implementation of any idea requires the creation of a clear plan with accurate calculations. A business plan is a “guide” for an entrepreneur, in which it is necessary to describe each stage of the process of turning your idea into reality. Business plan structure for small businessesSo, it is important to follow generally accepted standards when drafting this document. The point is not at all that there are strict legislative standards for, without compliance with which it will be considered invalid. But why reinvent the wheel when you can take years of experience from others in the small business industry and come up with a general form for the document? Section 1: Small Business SummaryThe business plan summary is a brief but informative description of the products being manufactured + the timing of the small business project and a determination of its financial feasibility.The main purpose of a resume is to demonstrate the concept of a product (service).
List of necessary equipment for a private breweryStaffStart-up investmentMonthly investmentPayback periodWith a stable production of 100 liters of beer per day, you can expect to earn 200,000 rubles per month (80,000 net profit per month).Payback will be from 19 months. Only the entrepreneur who puts his whole soul into beer production will be able to achieve high quality products. The profitability of the enterprise directly depends on the quality of the products sold, since the cost of beer is quite high + this drink is very popular in Russia. For a novice entrepreneur who wants to open his own business, beer production is one of the current options. To achieve top positions in the market, you will have to go a long way, because there is no activity that would generate income without any effort. Business plan for a small business: “On-site car service”It’s hard not to pay attention to the ever-growing number of cars on Russian roads. If you doubt the profitability and feasibility of opening a project, evaluate the following fact: the number of cars is growing along with the average age of transport. Just pay attention to the percentage of cars that are more than 7 years old! Vehicle fleet of the Russian Federation (“Age breakdown of the vehicle fleet”): In this state of affairs, a situation where a car breaks down on the road is not uncommon. In this case, qualified assistance from a car mechanic is necessary. Where there is a need among people, there is an opportunity for an entrepreneur to benefit. The goal of such a small business, the idea of which is discussed in our business plan, is to provide repair services not in a specific service station, but “on the road.” The work pattern is as follows: the secretary receives a client’s call and transmits information about the type of breakdown to the mechanics. They, in turn, go to the scene of the incident. The cost of services in the field is significantly higher. This factor affects the profitability of the enterprise. Premises for mobile car serviceTo open such a car service you will need 2 premises:
Standard office space requirements:
Garage requirements:
Renting two premises will cost approximately 75,000 rubles. monthly. Equipment for mobile car service
StaffInitial investment in the project
Monthly investmentDepending on the services provided, this type of small business can bring 150,000-300,000 rubles. per month. Net profit - about 75,000 rubles. per month. The payback period for the enterprise will be from 19 months. There is one significant caveat: if you can find mechanics who have personal vehicles, you can refuse to buy cars. In this case, the payback period will be reduced to 6 months. Once again about why a business plan is needed to organize a small business, in the video:
The main thing in entrepreneurship is the desire to think and develop. Are you ready to strive to become a successful person today? Or will you wait for the mythical “tomorrow”? Create your own small business business plan and start taking action. Useful article? Don't miss new ones! Business plan: sample and purpose of the document + reasons for drafting + 5 stages of creation + features of writing for investors and for personal purposes + structure + 15 tips + 7 illustrative examples. Any actions must be planned and displayed on paper. This is especially true for entrepreneurship. Without business planning, i.e. detailed optimization of resources and determination of further tasks, even an experienced entrepreneur will not be able to achieve his goals. That's why it's so important to have on hand sample business plan and compose it correctly. This material will help you with this. Why and who needs a business plan?There are several definitions of a business plan on the Internet. Here are the most common ones: Those. A business plan is a document that describes in detail the ways of its implementation. Thanks to it, you can thoroughly justify your project, evaluate the effectiveness of decisions made from all sides, and understand the feasibility of financing a particular activity. The business plan shows:
A business development plan is a tool that evaluates the final results of activities for a specific period of time. It can be used to attract investors and is necessary in creating a business concept and company strategy. Drawing up a business plan is one of the important, responsible stages of planning. It is developed both for those enterprises that produce goods and for those whose specialization is the provision of services. Before writing a business plan, specialists or the owner of the company determine the tasks and means for their implementation. The developed document can attract lenders to implement ideas. For this reason, it is impossible to exaggerate its importance. Purpose of the business development plan:
Entrepreneurs write business plans for the following reasons: Features of drawing up a plan for personal purposes and creditorsIt is important to see the difference between a business plan, which is written for internal use, and a “front door” document, so to speak, to be transferred to creditors. 1. Create a plan for personal goals.If you intend to use the sample business plan and write it for yourself, please note that it will be in the form of a practical guide to further actions. In this case, the business development plan should answer the following questions:
You need to understand that when drawing up a working document, you need to reflect the real state of things in order to know in which direction to move, what to do, what to strive for. 2. Document for investors.When developing a business plan to present to creditors/investors, the methodology is different. The person or organization that will finance your enterprise should receive a document detailing the situation and main objectives. You must convince investors that their money will be used rationally and indicate the benefits for them. A business plan must be drawn up logically, every action must be justified. If you have doubts in any area, study it more carefully, because lenders will likely have “uncomfortable” questions regarding the program you outline. And the amount of initial investment to open/develop your own business will depend on how you answer them. Confidence in delivery is also of particular importance. It’s good if you can display statistics in a business plan, citing the example of another company. This will increase your chances of receiving investment. When writing a business plan, you should adhere to a business style and follow the structure. Sample business plan: structureRegardless of the purpose for which you draw up a plan, working with it takes place in 5 stages: As a business creator, you will have no problem making up the first two points. But what should be the proper structure of a business plan? Let's look at the main sections, what information they contain and how to compose them correctly. No. 1. Title page.It acts as a calling card for itself. It indicates: the name of your company, contact information, address information, phone numbers of the founders. In addition, the title must contain the contents of the entire document (chapter - page number). When writing your title, be brief and present information concisely.
*Business plan (sample title page) No. 2. Introductory part of a sample business development plan.It takes up approximately 2 A4 sheets. The introduction describes the main aspects of your business, its essence, and what advantages it has. It is necessary to write down why the product/service is attractive to buyers and what the expected profit is. If you intend to raise funds for your business, the introductory part indicates the amount of capital you need. Typically, the introduction is devoted to the following points of the plan:
You can study a sample of this and other parts of the plan at the end of this material - examples of this document for the main areas of business are collected there. No. 3. The main part of a business plan.The main section concerns the type of activity and all its key points, the cost of the project. It consists of subsections:
We will look at them separately. At the end it follows final part. In it you need to summarize the work done and give a clear definition of the tasks. Subsections of the main part of business plansNo. 1. Development of the production subsection of the business plan.The main section of the document is the most capacious. Its subsections describe each aspect of your business. For example, industrial shows what equipment will be used, what premises you have, how much money you will need to purchase and start a business. This plan is also designed to help you calculate production capacity and determine the likely prospects for growth in production volumes. In addition, it contains information on the full supply of raw materials, components, and covers issues about the need for labor, temporary and fixed costs of the business. To ensure that the production subsection of the plan has a clear structure and contains all the necessary information, indicate:
No. 2. Development of the financial subsection of the plan.Financial plan summarizes all the presented data with economic indicators for the business, i.e. in cost terms. This includes business reports:
About financial results, profits and losses. It highlights the sources of profit, how losses occurred, provides an assessment of changes in business income/expenses that occurred during the reporting period, etc. About the movement of money. This report allows you to see operating results, long-term creditworthiness, and short-term liquidity. The financial subsection of a business plan is also characterized by the presence of:
Carefully consider the possibility of investing, whether it will be profitable, and the target orientation of the investment. Write how you will return the funds raised into the business. Try to ensure that the financial part of your business plan includes: No. 3. Development of the marketing subsection of a business plan.The marketing subsection concerns the analysis of the market for the products manufactured by your company. You must indicate in the plan the size, dynamics and trends of the market, its segments, and conditions. In addition, the subsection informs about who the consumers of the business’s products are and what product promotion strategy will be used. Here, consumption volumes are calculated, the estimated share occupied in the market, the levers used to influence demand (advertising campaign, pricing, product improvement, etc.), and business competitiveness are described. It is necessary to evaluate your product from the consumer’s perspective, why it is attractive, what its consumer value is, whether it is safe to use, and its service life. When drawing up a marketing plan, rely on the following points: To draw up a marketing plan, information is taken from the external environment, relevant research and surveys are conducted, and professional marketers are hired to study the market situation. No. 4. Development of an organizational subsection of the plan.In terms of doing business, organizational issues are considered no less important. Therefore, in this subsection you are required to describe all the steps that will be taken to implement the project. For example, as shown in the example in the picture: It is better to present the information in the plan in tabular form so that the sequence of your actions is clearly visible. It would not hurt to mention the regulatory and legislative acts that regulate the selected industry. In organizational terms, it is worth describing the management side, the responsibilities of all employees, the system of subordination and incentives (remuneration), and describing the internal regime of the company. Remember that you need to follow the structure as in the example: No. 5. How to calculate the effectiveness and probable risks?In the penultimate sections, you need to give an objective assessment of the company’s performance, show the expected prospects based on the estimate, balance sheet, profitability threshold, and planned sales volume.The business plan developer must write the payback period, NPV (net present value). The best option would be to arrange this in a table, as in the example below: Business risks should also be taken into account. Be sure to indicate in the plan what measures you will take to minimize them if they arise, and what self-insurance program you will resort to. Experienced business plan authors pay special attention to risks, and consider the likelihood of the worst outcome. Making notes on how to resolve perceived difficulties will make your future work easier. If losses and financial losses occur, you will already know how to compensate for them. When this section of the business plan causes difficulties, turn to experts for help. A SWOT analysis of a business is often used for this purpose: This is a method of identifying external/internal factors that influence business development. Thanks to it you will be able to appreciate:
And, ultimately, threats that you cannot cancel occur are considered, for example:
If you provide a clear and justified algorithm for solving risks in the document, this is guaranteed to attract partners and creditors for your business. 15 tips for beginners to competently draw up a business planvery painstaking and complex. In the process of compiling it, many questions will arise. For this reason, most beginners make mistakes.To avoid them and make your business plan worthwhile, follow these recommendations:
Before you start writing, it is better to look at more than one example of a business plan. It’s easy to find illustrative examples on the Internet, and perhaps they will even relate to your line of business. There is no need to “pour water”, thinking that the document is supposed to be voluminous. A business plan should contain only important, realistic information that is interesting to investors and useful to you in running your business (as in the samples below). Do not complete the document hastily. Such a plan will not have the desired effect on creditors. If you are composing it for yourself, all the same, it should not look like a draft version. Use more tables, graphs (as in the samples below). Providing statistics in this way makes the material more visual. Market analysis is often inaccurate. Therefore, approach the marketing section responsibly and collect all the necessary data. Be sure to include competitive and distinctive characteristics in your business plan. Throw out too abstruse expressions from your business plan, as well as those that are understood ambiguously and demonstrate your insolvency. For example, “a product that has no analogues”, “at the stage of consideration”, “ease of sale”, etc. Take into account absolutely all business expenses. Lenders consider this column particularly important. Therefore, they may have a lot of questions for you on such items as staff salaries, taxes, purchase of raw materials, etc. Don't ignore risk considerations. As mentioned, this will protect you from problems encountered on the way to achieving your goals, and will also allow investors to see you as a serious, responsible entrepreneur. Don't forget to include time limits. Any task has a deadline (a quarter, a year, several years). If you are not sure that you can complete a business plan on your own, even using the samples below, do not waste money on a specialist. He understands this issue more than you, so he will draw up the document accurately, without technical, methodological and conceptual mistakes that you may make without proper experience. A detailed outline of a high-quality business plan with explanations you will find in this video:
Ready-made business plans (samples) for different areas of activityThe pharmaceutical business does not lose its relevance, because the need for medicines does not disappear. Moreover, most of the family budget, as a rule, goes to medicines.Because of this, opening a pharmacy is a very profitable business. Therefore, it makes sense to take a closer look at the example of drawing up such a business plan in this sample:. If you want to enter a different field, consider opening a cafe. There are quite a lot of similar establishments and the competition is great. However, the demand for them is growing. If you take into account all the aspects of the arrangement and offer healthy food, you will definitely be successful. To draw up a document correctly, check out the sample cafe business plan! The male half of the population may be interested in the idea of organizing a car service center. The owner of a service station will not be left without income if the repair and maintenance of vehicles is outlined in detail with all the ensuing factors in the business plan. Women will find it more pleasant to open a beauty salon. We assure you that, regardless of the number of existing establishments providing cosmetic services, your “enterprise” in the beauty industry will be in demand. This is due to the fact that every client wants the salon to be nearby and not have to travel to another block. Representatives of the fair half of humanity can delve into trading activities and create a flower shop. The main advantage of the idea is the small start-up capital. This small business also requires planning. And although flower shops are not exactly popular in Russia, who knows, maybe you will change that. To do this, you need to draw up a well-thought-out business plan (a sample of which you can study at this link). Hotel business is a much more complex option, which involves taking into account many factors, especially marketing ones. If you don’t know what size room you need or what investments are required, get the information you need in a standard sample: The process of implementing a farming project is no less labor-intensive. But in this case, you will have the opportunity to receive financial support and benefits from the state. A good sample plan that can attract public investors, clearly demonstrates the goals, . The implementation of any idea begins with drawing up a business plan. Without it, it is impossible to determine the necessary tasks and understand the feasibility of investments and costs. Many businessmen needlessly ignore this fact and do not use this useful tool. If you have no experience in writing, any sample business plan given here will help you understand all the drafting standards, thanks to which you can easily set yourself a guideline for further actions. Useful article? Don't miss new ones! |
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